The personal budget spreadsheet below is one of my original budget templates, but if you are looking for a more advanced application or a way to both create and manage your budget, take a look at the yearly Budget Calculator and the all-in-one Money Management Template.
Like my family budget planner, this personal budget spreadsheet can be used to create a yearly budget. By planning many months ahead, you can account for variable expenses and estimate how major life changes like moving, changing jobs, or purchasing a home may affect your financial future.
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